Terms of Service

We grant you a limited, non-exclusive right to access the Platform for internal business purposes. The Platform, including all underlying software, algorithms, interfaces, and related intellectual property, is owned exclusively by the Company. We reserve the right to modify or discontinue features at any time. We reserve all rights not expressly granted in these Terms.

You agree to use the Platform only for lawful purposes. You shall not:

• Reverse engineer, decompile, or disassemble the Platform;
• Use the Platform to build a competing product;
• Attempt to breach, bypass, or compromise any security measures of the Platform;
• Use any automated systems, bots, or unauthorized APIs to scrape, access, or interact with the Platform;
• Upload abusive, harmful, illegal, or malicious content;
• Use the Platform's AI outputs to mislead others or engage in fraudulent activity.
• Copy, reproduce, distribute, republish, display, or create derivative works from the Platform or any portion thereof without prior written consent

You are entirely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

"Customer Data" means everything you submit to the Platform, including the files you upload and the data we import from systems you connect. Personal Information means information relating to an identifiable person, whether it sits inside Customer Data or was collected directly from users. You retain ownership of all Customer Data. You grant us a license to use Customer Data to provide the Platform. We do not use Customer Data, including identifiable financial data, to train generalized AI or machine-learning models for third-party use.

Where Customer Data relates to your own clients or any other third party, you represent and warrant that you have the right and all necessary permissions to upload it to the Platform and to have it processed as described in our Privacy Policy. You remain responsible for your own confidentiality, non-disclosure, and data protection obligations to those parties.

How we handle your information is set out in our Privacy Policy.

5.1 Informational Use Only. Platform outputs (scores, summaries, document drafts) are for informational purposes only and are not legal, tax, accounting, investment, or professional advice.

5.2 Regulatory Prohibitions. You shall not use the Platform or its outputs to provide regulated financial advice, make securities recommendations, make underwriting decisions, or make automated decisions about consumer eligibility for credit, employment, housing, or insurance.

5.3 No Fiduciary Relationship. We are not acting as your fiduciary, investment adviser, broker-dealer, auditor, or attorney.

5.4 Independent Review. You must independently verify all outputs before relying on them for fundraising, board materials, or external distribution.

5.5 Generated Documents. KPI one-pagers and investor updates are draft tools only. You are solely responsible for final review and substantiation. You are solely responsible for any decisions, actions, or outcomes resulting from your use of the Platform or reliance on its outputs.

Subscriptions automatically renew unless canceled. Fees are non-refundable. We may suspend access for nonpayment.

From time to time, we may offer "beta" or early-access features. These are provided "AS IS" without warranties of any kind and may be discontinued at any time.

If you provide feedback or suggestions about the Platform, you grant us a perpetual, irrevocable, royalty-free license to use and incorporate such feedback into our products.

Each party shall protect the other's nonpublic information using reasonable care and use it only to perform or exercise rights under these Terms.

SLA Disclaimer. The Company does not guarantee that the Platform will be uninterrupted, secure, or error-free. We provide no uptime guarantees, no service level agreements (SLAs), no obligations to maintain specific features, and no data recovery guarantees.

You shall indemnify us against third-party claims arising from your Customer Data, your misuse of the Platform, or your violation of these Terms or applicable law.

We may suspend or terminate your access to the Platform immediately, without notice or liability, if we determine that you have violated these Terms, engaged in misuse, or if reasonably necessary to prevent security harm or protect system integrity. The Company may also temporarily suspend access for maintenance, upgrades, or security reasons. Neither party is liable for delays caused by events beyond its reasonable control (Force Majeure).

You agree to comply with all applicable U.S. export control and economic sanctions laws and represent that you are not located in a comprehensively sanctioned jurisdiction.

These Terms are governed by California law.

15.1 Arbitration. Any dispute shall be resolved by binding arbitration administered by the AAA in California.

15.2 Class Action Waiver. You agree to bring claims only in your individual capacity and not as a plaintiff or class member in any class or representative proceeding.

By using the Platform, you consent to receiving legal notices and communications electronically to the email address associated with your Account. Legal notices to the Company must be sent to hello@margecfo.ai.

We may modify these Terms from time to time. If we make material changes to these Terms, we will provide reasonable notice, such as by email or through the Platform. The revised Terms will become effective on the date specified in that notice. Your continued use of the Platform after the effective date constitutes acceptance of the revised Terms.

You may not assign or transfer these Terms without the prior written consent of the Company. The Company may freely assign or transfer these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.

These Terms constitute the entire agreement between you and the Company regarding the Platform and supersede all prior or contemporaneous agreements, understandings, or communications.

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

Unless otherwise agreed in writing, the Company may identify you as a customer and use your name and logo in its marketing materials. You may opt out by providing written notice to the Company.